Make muffins by adding first six ingredients to mixing bowl. Mix on high til creamy and combined - about 2 minutes.
Add in all other muffin ingredients - mix another minute until combined.
Scoop into lined muffin tins - bake 25-30 minutes @ 350
While muffins are baking, make topping by adding heavy cream, sweetener and salt to saucepan over medium-low heat.
Bring to a gentle boil whisking all the while.
Add balance of topping ingredients- whisk to combine. Spoon over muffins
Make crunch topping by adding buttery coconut oil to skillet over high heat. Add all other ingredients stirring briskly for 2-3 minutes- remove from heat-